usatvline Chapter 119 Heartbeat
Chapter 119 Heartbeat
Zhong Ruoting's secretary nodded quickly. Although he also felt that this matter was strange, he was able to obtain loans of several hundred million yuan on his own without showing up, and help Jiangcheng Bank complete its mission. This kind of genius, let alone Zhong Ruoting, even she would want to meet him.
After watching the secretary leave, he went downstairs to arrange a meeting with Su Yang.
Zhong Ruoting stood by the window and lit a cigarette. While he was smoking, he did not forget to open the window.
His current situation is extremely embarrassing. It has been two years since he took over the position of President of Jiangcheng Bank. However, during these two years, he has been dealing with the mess left by the previous president. Now that the mess has been almost dealt with, Jiangcheng Bank has suffered losses for three consecutive years and its stock price has continued to fall.
The board of directors has given him a death order that if the profit for the third year is still negative, they will consider removing him from his position as bank president.
If this were not the case, would he have loaned 700 million yuan to Si Group out of desperation?
I would also like to thank Jiangcheng Iron and Steel Plant for the order.
Ever since Si Yao left last time, he had been thinking hard for a long time. There was one thing he had to admit that Su Yang was right, that was, it was impossible to save Jiangcheng Bank's performance by relying on the Si Group.
Even if the Jiangcheng Iron and Steel Plant is included, it is still not enough!
Although both companies have long-term loans, the 1 billion commercial loans can only generate a profit of around 60 million at most. If they want to turn losses into profits, there is still a gap of at least 1.5 billion!
According to the routine business of each branch, it is no problem to consume the loan task of 500 million yuan.
But who will lend the remaining one billion?
Jiangcheng Bank is just a local bank in Dongjiang Province. If its coverage in Jiangcheng City is 80%, then its coverage in other cities in Dongjiang Province can only reach 20% to 30%.
It can be said that Jiangcheng Bank’s main customers are concentrated in Jiangcheng City.
The problem is, there are only so many companies in Jiangcheng City, and these are the only ones who need money.
Now Jiangcheng Bank has a large number of deposits that cannot be loaned out!
One billion, a full ten billion. With the booming economy in recent years, people are more willing to save their money, and per capita deposits continue to rise. For other industries, money is an asset, but only in banks, money is a liability.
Only by lending out this money and turning it into a loan can it become a loan!
There are only less than two and a half months left until the end of the year, and he has already run out of ideas. Today's large order from Jiangcheng Iron and Steel Plant has been regarded as a life-saving straw by him, but even so, it is still not enough.
There is no other choice but to find Su Yang!
Zhong Ruoting put out his cigarette and closed the window.
……
Jiangcheng University, in the classroom.
Si Yao, who had just finished class, received news that Zhong Ruoting wanted to meet Su Yang. She was stunned. She didn't expect that the president of Jiangcheng Bank actually wanted to meet Su Yang in person.
In terms of market value, Jiangcheng Bank is comparable to Si Group. If we compare the cash in hand, Si Group is far behind.
This is a giant enterprise in Jiangcheng City, and although Zhong Ruoting is more like a professional manager, he actually owns a lot of option shares in Jiangcheng Bank.
No matter what, this is a good thing for Su Yang. She quickly dialed Su Yang's number and called him.
The phone rang only once and then was hung up.
Si Yao was wondering when she saw Su Yang walking in from the classroom door, holding a few roses.
"Didn't we agree that I would pick you up for dinner tonight?"
"I'm already outside the door, why did you think of calling me?"
Su Yang handed the flowers to Si Yao.
Si Yao looked at him and sighed helplessly: "Sometimes, I really wonder what's in your head. Why does everything you say come true in the end?"
Su Yang was a little puzzled.
Why did Si Yao feel like dissecting him out of nowhere?
Si Yao shrugged: "President Zhong called me and asked to see you by name. Go to Jiangcheng Bank headquarters to find him tomorrow. I've already made the arrangements."
Su Yang felt relieved.
If you want to win the 30 million order from Dongjiang Post, you have to rely on Zhong Ruoting!
Just as they were about to reach a conclusion, fortunately, Zhong Ruoting contacted him!
Next, it depends on how he fools... no, how he persuades Zhong Ruoting to help!
It was originally a mutually beneficial relationship. He helped Zhong Ruoting solve the loan problem, and Zhong Ruoting helped him solve the 30 million order of Dongjiang Post!
As for why he was so sure that Zhong Ruoting could help him solve the problem, it had to start with Zhong Ruoting's identity. As the president of Jiangcheng Bank, he was not from Dongjiang Province at all.
He came from the capital.
In his previous life, he heard from an employee of Jiangcheng Bank who was imprisoned that President Zhong had a very good brother in Beijing who held an important position in the system of the postal headquarters.
Now, Jiyun Logistics and Si Ruyun have taken over the general manager of Dongjiang Post. If he wants to take over Dongjiang Post again, he can only take over the chairman Xie Xiuwen.
The key point is that he doesn’t have that much ability!
Not only does he have no friendship with Xie Xiuwen, he has never even met him. Why would he help him?
Since there is no other way, we can only apply pressure from top to bottom.
If Si Ruyun plays dirty tricks on him, he will play even more dirty tricks!
Don’t Si Zhen and Si Ruyun think that this 30 million order is already fat meat on the chopping board of MRT Logistics?
Then he would let Si Zhen and Si Ruyun know what it meant to have the duck in your mouth fly away!
Si Yao was a little puzzled when she saw Su Yang grinning from ear to ear. Even if he could meet Zhong Ruoting and get a loan, Su Yang wouldn't smile like that!
"What's the status of the order you wanted to grab from Jieyun Logistics?"
Si Yao took Su Yang's hand and they walked out of the classroom.
Su Yang smiled and said, "It's almost done, we'll get it soon!"
Si Yao was a little worried. Si Ruyun told her that Su Yang should give up as soon as possible and agree to the acquisition for 20 million. She had already found the general manager of Dongjiang Post and was guaranteed to get the order.
If Jieyun Logistics really gets the 30 million order, Su Yang will be left with only one way to go, which is death.
It would be better to surrender early and still get 20 million.
Although Si Yao did not reply to this message, she had to admit that she was moved.
She also knew the situation of Su Yang's family. Although his parents ran some business, they were usually busy away from home and there was no one at home. He was provided with a lot of food and clothing every month, and they also gave him living expenses on time, although Su Yang no longer needed it now.
Such a family background can only be described as wealthy, but is far from being considered as having any background.
Si Ruyun can easily find the general manager of Dongjiang Post, but what about Su Yang? Who can he find and what can he use to fight against Si Ruyun?
The two walked into a hot pot restaurant, which was the one she had asked Su Yang to take her to a while ago, and stayed there until they ordered the dishes.
Si Yao tucked her hair behind her ears.
"Su Yang, have you ever considered selling Susutong Logistics?"