Time Travel Article: My parents divorced at the beginning

Chapter 164 Refinancing

The account book in Gu Qingyu's hand was the inventory book of the Red Star Food Factory. She looked at the amount of inventory raw materials remaining at the end of the first volume and frowned. There seemed to be something wrong with this number.

You should know that because the new production line could not be used, most of the grain purchased by the Red Star Food Factory at that time was basically untouched and was still piled up in the warehouse of the Red Star Food Factory.

Gu Qingyu took the purchase data just calculated by the Finance Department and compared it with the inventory data of raw materials in the account, and found that half was missing.

You have to know that the new production line has only been in production for a few days. Taking into account the product loss rate, it is impossible for half of the food to be consumed. There is a lot of stuff going on here.

Gu Qingyu guessed that such a large amount of grain was most likely destined for the Xinhu black market. You know, grain is the most in-demand and best-selling item on the black market.

It is impossible for such a large amount of food to be distributed quietly. Just ask someone on the black market and you will know whether it is true.

Since this person dared to embezzle and cooperate with the black market, it shows that he is a very brave person and would never do just this one theft.

Gu Qingyu touched his chin, feeling that it was necessary to carefully check the accounts of the Red Star Food Factory over the years. Maybe he could catch a big rat.

The matter of catching rats can be put aside for now. The most urgent task now is to resolve the debt problem with the surrounding villages.

Thinking of this, Gu Qingyu grabbed the phone on the table and called the bank that had previously lent money to the Red Star Food Factory.

President Lu and Xie Guodong, the previously dismissed Party Secretary of the Red Star Food Factory, are brothers-in-law. It was because of this relationship that he lent more than one million yuan to the Red Star Food Factory under Xie Guodong's constant persuasion.

Who knew that Xie Guodong was such an unreliable person. He ended up falling for women and money when he went out.

Now his mother-in-law and sister-in-law are blaming him, saying that it was because he approved the loan for Xie Guodong that he had the opportunity to go out and cause trouble.

President Lu was so angry when he heard this. Xie Guodong was arrested, but the collateral in the loan contract they signed at that time was the two unusable production lines.

This loan contract is like a time bomb hanging over President Lu's head, and no one knows when it will explode and kill him.

He was worried every day about being found out during the audit and being blamed by his mother-in-law and sister-in-law. It was really a thankless job and he was not accepted by anyone.

Fortunately, the Red Star Food Factory is still paying interest on time every month, otherwise President Lu would really be in trouble.

The office of President Lu of Xinhu Bank Chengbei Branch.

"Hello, I'm Gu Qingyu, the newly appointed director and secretary of the Red Star Food Factory. Is this President Lu from the Chengbei branch?"

As soon as President Lu picked up the phone on the table, he heard Gu Qingyu introducing himself on the other end of the line.

"Hello! I'm Lu Wenjun!"

Seeing that the person who answered the phone was Lu Wenjun, Gu Qingyu didn't waste any time and directly told the other party the purpose of the call.

"I'm sorry to bother you, President Lu. Regarding the loan contract that Red Star Food Factory previously signed with your bank, there are some matters that I need to confirm with you."

Lu Wenjun's heart tightened when he heard what Gu Qingyu said. He knew very well whether there were any loopholes in the contract. When he saw Gu Qingyu coming up to talk about the contract, his bad premonition became even stronger.

Sure enough, Gu Qingyu on the other end of the phone said, "President Lu, you know that the Red Star Food Factory is now running out of money and struggling due to the wrong decisions made by the previous two leaders."

"We are unable to pay the tens of thousands of yuan in interest every month, so we'd like to inform you in advance that starting next month, Red Star Food Factory will not be paying the remaining interest!"

As soon as Gu Qingyu finished speaking, sweat started to flow down Lu Wenjun's forehead. Why didn't he plan to pay the interest?

"Director Gu, your Red Star Foods factory is huge and well-established. No matter how difficult it is, you shouldn't be unable to pay our bank the over 20,000 yuan in interest every month."

"And your failure to pay the interest is a breach of contract, which doesn't make sense at all!" Lu Wenjun said anxiously to Gu Qingyu on the other end of the phone.

As soon as Gu Qingyu heard Lu Wenjun's anxious tone on the other end of the phone, she knew that the other party was getting anxious, and she felt more confident about what she was going to say next.

It seems that the other party knows that there are problems with the loan contract with the Red Star Food Factory, but this just makes it easier for Gu Qingyu and Lu Wenjun to negotiate terms.

"President Lu, the factory is in dire straits. We still owe grain payments to the surrounding villages. People are blocking my door every day. I really have no other options."

"How about we just stick to the loan agreement and let you handle the two production lines? Is that okay with you?"

Gu Qingyu's words were sincere and heartfelt, but Lu Wenjun on the other end of the phone wanted to curse after hearing them.

Even if those two production lines were sold as scrap, they wouldn't even be enough to cover the one million yuan he borrowed. What else could he do with those two pieces of scrap metal?

The other party has discovered a loophole in the loan contract and wants to default on the 100 million yuan!

Lu Wenjun listened to the voice on the other end of the phone and felt that it was quite young. Why was it that she was so mean when doing things? Wasn't this pushing him into the fire pit?

Lu Wenjun cautiously said to Gu Qingyu on the other end of the phone, "Director Gu, is there something we can discuss?"

"When your Red Star Food Factory wanted to expand its scale and innovate its products, our Chengbei branch immediately loaned you over one million yuan to support your development."

"You can't just poke fun at this little loophole in the contract and push the matter aside."

"As the saying goes, a hero needs three helpers. Now that you're in trouble, our Chengbei branch, as your partner for so many years, can't just stand by and watch, right?"

When Gu Qingyu heard what Lu Wenjun said, he thought to himself: The fish has taken the bait!

So she pretended to be embarrassed and said to Lu Wenjun, "Since President Lu said so, then I won't be polite with you. I really have something to ask for your help!"

"As you know, our Red Star Food Factory owes the surrounding villages over 100,000 yuan in grain payments and hasn't been able to pay them. Recently, people have been knocking on our door every day demanding payment."

"I wonder if President Lu could lend me another 200,000 yuan to settle this debt."

"This..." Liu Wenjun became hesitant when he heard that Gu Qingyu wanted to take out another loan.

You know, the Red Star Food Factory still owes more than one million yuan. If he applies for a loan at this time, he might really die on this crooked tree of the New Food Factory.